PM Jan Dhan Account Open: जन-धन खाता खुलवाने पर 10,000 रुपये दे रही केंद्र सरकार, जानिये नियम और उठाएं लाभ

PM Jan Dhan Account Open: Under the PM Jan Dhan Yojana, accounts with zero balances in the post office and nationalized banks will be opened for the poor people of the country. After six months, accounts linked to an Aadhaar card will have access to an overdraft of Rs. 5000 and an accident insurance coverage of Rs. 1 lakh in the RuPay Debit Card and RuPay Kisan Card. Poor people in all rural and urban areas of the country will benefit from this plan.

The central government will provide additional insurance coverage of Rs. 30,000 to the beneficiary’s family in accordance with this program in the event that an eligible beneficiary passes away as a result of opening an account for any reason. Under this scheme, poor people can easily open an account. They will neither need to pay any cash nor will they deal with any issues in opening a Jan Dhan account.

The country’s citizens will be able to easily obtain financial services through this plan. In the country, about 47 million people have opened accounts as part of the PM Jan Dhan Yojana, but millions of people are unaware of the programs that are available on these accounts. For Jan Dhan account holders, the government is providing 10,000 rupees however, you must apply in your branch. In addition, this account offers a number of benefits, including insurance worth Rs 1 lakh 30 thousand.

PM Jan Dhan Account Open

Required documents for the Jan Dhan Scheme 2022

  • The applicant should have their Aadhaar Card / Identity Card / Driving License / PAN Card.
  • The applicant must have a valid mobile number, address proof, and passport-size photo.

Know the process to apply for Pradhan Mantri Jan Dhan Yojana 2022

  • The citizens of the country who are interested to open their PM Jan Dhan account, have to visit their nearest SBI bank.
  • After going to the bank, you have to take the Jan Dhan account opening application form.
  • After receiving the application form, you will have to fill in the necessary information as asked in the application form.
  • After filling details, you will have to attach the scanned copy of the necessary documents with the application form.
  • After this, you have to submit the correctly filled application form to the SBI bank’s official.
  • So by following these steps your Jan Dhan account will be opened.

Know the downloading process to open the Jan Dhan Yojana Account Opening Form

  • First of all, you will have to visit the link of the official website of Pradhan Mantri Jan Dhan Yojana.
  • Now on the home page, under the ‘e-document’ section, you have to hit the ‘ Account Opening Form’ option.
  • After this, the account opening form will be displayed on the screen.
  • Now, you have to hit the ‘download’ option.
  • In this way, you will be able to download your account opening form.

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Know the process to check the Jan Dhan account bank balance

As we all know that some people are very busy with their work and they are unable to go to the bank, to check the balance of their Jan Dhan account. To solve this problem, the bank has now simplified the method of checking the bank balance. Now people will be able to check their bank balance by sitting at home. Here we are providing a different method to check the Jan Dhan account balance.

Through the portal

  • First of all, you will have to visit the link of the official website of Pradhan Mantri Jan Dhan Yojana.
  • Now, on the home page, you will have to click on the ‘Know Your Payment’ option.
  • After this, on the opened page, you have to enter your Bank Name, Account Number, here you have to fill in your account number twice, and then fill in the Captcha Code.
  • Now, you have to hit the ‘Send OTP’ tab, and then you will receive the OTP on your registered mobile number.
  • After that, you can check your bank balance by entering the OTP.

Via missed call

If you have any network issues you need to check the Jan Dhan account balance, then you can check your bank balance through missed calls.
If you opened your Jan Dhan account in the SBI bank, then you have to make a missed call on this number 8004253800 or 1800112211.
You have to keep in mind that, the missed call should be from the same mobile number which is registered in your SBI bank account.

Know the Online Process to View Progress Report

  • First of all, you will have to visit the link of the official website of Pradhan Mantri Jan Dhan Yojana.
  • Now, on the home page, you have to hit the ‘Progress Report’ link.
  • After this, the progress report will be displayed on the screen.
  • Now, you can see the number of beneficiaries in the view progress report.

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