मात्र 12₹ देकर मिलेगा 2 लाख़ रुपयों का लाभ, जानें कैसे

The Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a social security scheme that offers one-year accidental death and disability cover, that can be renewed yearly. PMSBY coverage helps you to stay organized in cases of unexpected emergencies.

The Pradhan Mantri Suraksha Bima Yojna has positive features and advantages that make the common man or woman interested to invest in it. The premium to be paid is so meager as Rs. 12 only per annum. In case of demise, the total claim insured of two lakhs rupee. eventually, in case there may be a loss of eye or limb, the claim of one lakh is ensured. This scheme is easily available to people for the age group of 18 to 70 years with a bank account who will submit their consent to enable auto-debit on or before 31st May for the coverage period from 1st June to 31st May on an annual renewal basis.

Pradhan Mantri Suraksha Bima Yojana

Pradhan Mantri Suraksha Bima Scheme is a central authority-subsidized accident insurance scheme in India. It was originally noted in the 2015 budget speech via Finance Minister late Arun Jaitley in February 2015. This scheme was officially started by our honorable Prime Minister Narendra Modi on 8 May in Kolkata.

Features of Pradhan Mantri Suraksha Bima Yojana

Accident benefits which beneficiaries can receive:

  • 2 lakh rupees will be given on the death of the insured.
  • 2 lakh rupees for total and irrecoverable in case of loss of both eyes or both hands or feet.
  • 1 lakh rupee for total and irrecoverable loss of sight of one eye or loss of one hand or foot.

Maturity Advantage:

No maturity or any surrender gain is available with this policy.

Premium:

Pay a premium of ₹ 12 annually in keeping with a member or it will be deducted automatically from your saving account, with facility for auto-debit instructions.

Policy Term:

Get accident insurance for three hundred and sixty-five days.

Age limitation:

The age for applicants should be a minimum18 of years and a maximum of 70 years.

Overview of the Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Scheme for unintentional dying insurance

Eligibility:

ICICI bank financial savings financial institution (SB) account holders who are between 18 yrs. (completed) to 70 yrs. (age near to birthday) who supply their consent to join auto-debit, as in keeping with the modality, can be enrolled into the scheme easily.

Period of policy:

The cover will be for 12 months/one year, beginning from June 1, to May 31st of next year for which there is the option of pay or join through auto-debit from a designated saving account on the prescribed forms shall be required to give by 31st of May.

Premium:

Rs. 12 annually only.

Mode of payment:

The installment might be directly auto-debited by the bank from the subscribers saving accounts held with the bank. This is the simplest available mode for renewal of the policy, it will be auto-debited between May 25 and May 31, otherwise, the customer has given a cancellation appeal to the financial institution for the coverage.

Risk Coverage:

Total coverage (insured) under this scheme will be Rs. 2 Lakh.

NREGA Job Card List 2022

How To Apply for Pradhan Mantri Suraksha Bima Yojana?

Pradhan Mantri Suraksha Bima Yojana is offered and administered by the public sector general insurance companies (PSGICs) and other general insurance companies in cooperation with the participating banks. The individual will register by contacting the affiliated bank or an insurance company or can download a form from the Government website.

 CLICK HERE TO DOWNLOAD THE PMSBY FORM

Pradhan Mantri Suraksha Bima Yojana form
Pradhan Mantri Suraksha Bima Yojana Form

The participating banks offer applications for the scheme through SMS or net banking. The individual needs to deposit the form and the Aadhar card.

To enroll in the scheme with the help of SMS we should follow the given steps:

  • The individual will get an activation SMS on his registered number.
  • After that, the individual will respond to the SMS as ‘PMSBY’.
PMSBY Form
PMSBY Form
  • The individual will receive an acknowledgment message soon.
  • The Bank will start working on the request with the information available in the savings account.

How to activate the policy

  • Log in to Net Banking and after that click on the ‘Insurance’ button.
  • After that select scheme and select an account for premium payment.
  • Fill in the policy coverage amount, premium amount, and nominee details (as per the selected account).
  • Click on the ‘Confirm’ button to activate the policy.
  • Download the Acknowledgement and the unique reference number for future reference.

Solar rooftop yojana, Subsidy Scheme Solarrooftop.gov.in login 2022 Check solar rooftop price, online application

Terms and conditions related to PMSBY policy:

  1. If a customer has more than one saving account in the banks, then only one PMSBY policy will be issued. In case more than one policy is discovered to exist, the premium of much more than one policy will be refunded to the consumer’s account and no claims will be paid for these additional policies. The duvet shall be commencing from the premium debit.
  2. Customer will have to pay a complete annual premium although he or she joins the scheme after the commencement of the institution coverage.
  3. The membership in the Scheme will remain in force so long as all premiums due are paid until the age of 70 yrs. attained, as on the annual renewal date.
  4. The policy will no longer be issued if contact no. Isn’t updated in the saving account. The bank will not provide any separate intimation for the same.
  5. The customer response received through their registered mobile no. will be considered as their consent for auto-debit from their saving bank account.
  6. The personal information which is required for admission in the Pradhan Mantri Suraksha Bima Yojana (PMSBY) can be shared with ICICI Lombard General insurance.
  7. Company Ltd, under the group policy number 4005/151804272/00/000 certifying insurance as in keeping with the Scheme, and according to the records to be available in your account and your authorization for the auto-deduction of the insurance number.
  8. Any information provided by the client if found wrong, the membership to the scheme can be canceled from the date of joining, the scheme and all premium paid in respect then it will be forfeited.
  9. Renewal premium of Rupee 12 with GST may be auto-debited from the savings account between May 25 and 31st of May of every year. Customer who desires to cancel the auto-renewal, need to submit a request regarding it before April 30th of the year. Renewal premium could be debited till the eligible age of the insured as consistent with the scheme rules.
  10. Joint account holders can enroll for the PMSBY scheme by submitting a separate request for enrolment at the ICICI bank branch easily.

PM Kisan Beneficiary Status 2022

Documents Required to be a part of the PMSBY

Form –

Submit the properly filled PMSBY application form having details such as name, Aadhaar number, contactdetails, and information of the selected nominee. This form is easily available in several regional languages such as Hindi and English, Marathi, Tamil and Oriya, etc.

Aadhar Card

In a case the candidate’s Aadhaar card details are not linked to the stated savings bank account; the applicant has to submit a copy of the Aadhaar card. The identical will must be followed with the application form.

Banks Participating in PMSBY:

Banks which are part of Pradhan Mantri Suraksha Bima Yojana

  • Dena Bank
  • Federal Bank
  • HDFC Bank
  • ICICI Bank
  • IDBI Bank
  • IndusInd Bank
  • Allahabad Bank
  • Bank of India
  • Axis Bank
  • Bank of Maharashtra
  • Bhartiya Mahila Bank
  • Canara Bank
  • Central Bank
  • Corporation Bank
  • Kerala Gramin Bank
  • Kotak Bank
  • Oriental Bank of Commerce
  • Punjab and Sind Bank
  • Punjab National Bank
  • South Indian Bank
  • State Bank of Hyderabad
  • State Bank of India
  • State Bank of Travancore
  • Syndicate Bank
  • UCO Bank
  • Union Bank of India
  • United Bank of India
  • Vijaya Bank

How to check the application status of Pradhan Mantri Suraksha Bima Yojna

You can easily check PMSBY’s status by following the given steps.

Step 1 – First of all go to your bank’s website.

Step 2 –Then, Login using internet banking.

Step 3 – Visit the appropriate PMSBY segment

Step 4 – Enter your bank account number.

Step 5 – Enter your PMSBY application number also.

Step 6 – Click on submit button.

Step 7 – Now you can check the status.

What is the process of a claim for PMSBY?

You can get a claim through PMSBY in case of partial or full disability. In case of demise, your nominee can easily file a claim. If there is no nominee, then the claim money will be given to the legal heir of the deceased policyholder. The claim process is given below:

Step 1 – Policyholder or nominee must attain out to the financial institution or the coverage enterprise from where the policy turned into purchased to raise a claim.

Step 2 – Get the claim form and fill it out properly. It will consist of information which includes name, deal with, contact facts, info of the sanatorium, etc. The PMSBY’s declare shape can be downloaded from the Jansuraksha website at no cost. The form is available in different languages such as Punjabi, Telugu, and so forth.

Step 3 – Deposit the filled form with the applicable supporting documentation which includes disability certificates or demise certificates in case the claim is raised by the nominee.

Step 4 – The insurance business enterprise will confirm the information.

Step 5 – If the form and all documents are submitted properly, the declared amount will be transferred to the bank account and the claim can be settled.

PM Kisan Beneficiary List 2022

PMSBY state wise toll free number

  • First of all, you have to go to the official website of Prime Minister Suraksha Bima Yojana.
  • Now the home page will open before you.
  • On the home page, you will have to click on the link of contact.
PMSBY Toll Free Number
PMSBY Toll Free Number
  • Now you have to click on the link of state wise toll free number.
  • state wise toll free number
  • As soon as you click on this link, you will have state wise toll free numbers in front of you

How can we terminate the scheme?

The scheme can be terminated in the happening of one of the following events:

  • The individual turns 70.
  • In case of closure of a bank account or insufficiency of balance to keep the policy alive.
  • In case of more than one bank account and receipt of the premium is inadvertently received by the insurance company, the insurance coverage will be restricted to one account and the premium to be forfeited.

>>>>>SSMMS<<<<<<

If you have any query, you can ask us in the comment section. You can also bookmark our site sarkariiyojana.in for the latest updates.

Leave a Comment

close button